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How does credit card transaction work?

1. The customer (you) shops at a merchant website and select credit card as a payment option during the checkout process.

2. The customer enters the credit card details required at a secure payment page powered by the iPay88 gateway.

3. The customer is required to enter a one-time password (OTP) at the bank’s page to authenticate the online purchase.

4. The transactions will be sent through a secure credit card payment network for approval.

5. The credit card issuer approves the transaction with an approval code.

6. Payment has been made successfully to the merchant.

Why “iPay88 ” name stated in my card statement?

We have appointed iPay88 as our third party payment gateway to process online transactions.

1. Credit Card payments via iPay88 will be charged 3.5% on the total amount.